We believe everyone deserves a way out of problem debt — handled with care, honesty and zero judgement.
Council Tax Debt Advice specialises in helping individuals deal with problem debt — with particular expertise in council tax arrears, bailiff enforcement and Individual Voluntary Arrangements (IVAs). We've helped thousands of UK residents regain control of their finances.
Our practitioners, Lucy Novo Deakin and Adam Southard, are licensed to act as Insolvency Practitioners in the UK by the Insolvency Practitioners Association (IPA). All advice is provided in reasonable contemplation of an insolvency appointment — which means real accountability, professional standards and oversight.
We're proud of what the people we've helped say about us: friendly on the phone, clear about options, and reassuring at what is often a very stressful time. Every review is from a verified client.
Practical action from day one — from pausing enforcement to preparing a full debt solution.
We take the time to understand your circumstances before suggesting anything.
Debt happens to good people. Illness, job loss, relationship breakdown — we get it, and we never judge.
Our goal is a lasting resolution, not a sticking plaster — so you can stop worrying about the post and the doorbell.
We'll always be upfront: our advice is free, but if you enter an IVA, fees apply — typically £3,650 in total for the preparation of your proposal and administration of the arrangement over its full term, recovered only once your arrangement is approved and from the payments you make into it. An IVA is recorded on your credit report for six years from the date it starts. A debt solution may not be suitable in all circumstances, and where an IVA isn't right for you, we may refer you to one of our trusted partners who specialise in alternative solutions.
Reaching out is the hardest step — and the most important one. Speak to a friendly, experienced advisor today. 100% confidential, no judgement, no obligation.
0161 820 1298 Check if you qualify online